Privacy Policy

This Privacy Policy explains how MIR Insure ("MIR Insure", "we", "us" or "our") collects, uses, shares and protects personal information when you use this website and our quote-comparison service (the "Service"). We are committed to handling your data in accordance with the EU General Data Protection Regulation (GDPR), the UK GDPR, the California Consumer Privacy Act as amended by the CPRA (CCPA/CPRA), and other applicable data-protection laws.

For the purposes of the GDPR, MIR Insure acts as the data controller for the personal data processed through the Service.

1. Information we collect

Information you provide

• Account data: your email address, chosen username and a securely hashed password.
• Quote request data: the details you enter to compare coverage (for example ZIP code, coverage level, and asset details such as vehicle, property, boat, motorcycle or RV information). We do not ask for, and you should not submit, government identifiers, full financial-account numbers or medical information.
• Communications: any information you provide if you contact us.

Information collected automatically

• Essential cookie: a strictly necessary session cookie to keep you signed in (see our Cookie Policy).
• Referral activity: when you click through to a partner carrier, we record which carrier and coverage type you selected, the destination link and a timestamp, to operate the Service and our referral relationships.
• Server logs: standard technical data (such as request times and error logs) generated to operate and secure the Service.

We do not use advertising cookies, cross-site tracking, or third-party analytics, and we do not sell or "share" your personal information for cross-context behavioral advertising.

2. How we use your information & legal bases

• To provide the Service — create and manage your account, save your quote requests and history, and connect you with carriers. Legal basis (GDPR Art. 6): performance of a contract.
• To operate referrals — record click-throughs to partner carriers. Legal basis: legitimate interests and/or performance of a contract.
• To secure and improve the Service — prevent fraud and abuse, maintain reliability. Legal basis: legitimate interests.
• To comply with the law — meet legal and regulatory obligations. Legal basis: legal obligation.

3. How we share information

We are a comparison service, not an insurer. We share personal information only as described here:

• Insurance carriers: when you choose to click through to a carrier, you are directed to that carrier's own website, where you provide your details directly to them under their privacy policy. We do not transmit your saved quote details to carriers on your behalf.
• Service providers: vetted hosting and infrastructure providers who process data on our behalf under appropriate agreements.
• Legal & safety: where required by law, regulation, legal process, or to protect rights, property or safety.
• Business transfers: in connection with a merger, acquisition or sale of assets, subject to this Policy.

We do not sell your personal information.

4. International data transfers

The Service may be operated from, and data may be processed in, the United States and other countries. Where we transfer personal data out of the European Economic Area or the United Kingdom, we rely on appropriate safeguards such as the European Commission's Standard Contractual Clauses.

5. Data retention

We keep your account and quote history for as long as your account is active. You may delete individual quote requests at any time, and you may request deletion of your account. We may retain limited information where necessary to comply with legal obligations, resolve disputes or enforce our agreements.

6. Your rights

European Economic Area / United Kingdom (GDPR)

You have the right to access, rectify, erase, restrict or object to the processing of your personal data, the right to data portability, and the right to withdraw consent where processing is based on consent. You also have the right to lodge a complaint with your local data-protection supervisory authority.

California (CCPA/CPRA)

California residents have the right to know what personal information we collect, to access and delete it, to correct inaccurate information, and to opt out of the sale or sharing of personal information. We do not sell or share personal information. We will not discriminate against you for exercising your rights.

To exercise any of these rights, contact us at privacy@insure.mir.run. Much of your data can be viewed or removed directly from your account and history pages.

7. Security

We use technical and organizational measures appropriate to the risk, including password hashing, encrypted session cookies and access controls. No method of transmission or storage is completely secure, however, and we cannot guarantee absolute security.

8. Children's privacy

The Service is not directed to children. We do not knowingly collect personal information from individuals under 16. If you believe a child has provided us personal information, please contact us so we can delete it.

9. Changes to this Policy

We may update this Policy from time to time. Material changes will be reflected by updating the "Last updated" date above and, where appropriate, by additional notice.

10. Contact us

Questions or requests about this Policy or your personal data can be sent to privacy@insure.mir.run.

This document is provided as a general template and does not constitute legal advice. MIR Insure should have it reviewed by qualified counsel for its specific circumstances.